3 Reasons I’ll Be Taking Social Security Long Before Age 70

When it comes to filing for Social Security, many experts advise waiting until age 70 to snag the largest possible payments. The average retiree collects roughly $740 more per month at 70 than at 62, according to 2023 data from the Social Security Administration, so it sometimes pays to delay.

That said, filing early can be a smart move in some cases. While everyone’s situation is different, there are three reasons I’m planning to take Social Security long before age 70 — and you might, too.

Image source: Getty Images.

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